Profit with Principle

Ethical Investment
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Profit with Principle

Ethical Investment, Financial Planning, Socially Responsible Investments (SRI), ISA, Funds, Stakeholder, UK

Profit with Principle - Financial Advice that's right for you

Profit with Principle and the Catholic Building Society

Profit with Principle has agreed a reciprocal introducer agreement with the Catholic Building Society in order to offer our clients a range of deposit accounts and mortgages that meet ethical criteria, as well as providing competitive rates. The Chief Executive of the Catholic Building Society said:

"Our range of saving accounts offers the investor the ethical option they are seeking. Whether for the youngster, opening their first savings account, or the retiring professional with a lump sum to invest, there is likely to be an appropriate socially responsible solution. Joining forces with Profit with Principle opens us up to a market in which we believe we will be warmly welcomed".

History and Background of the Catholic Building Society

Catholic Building Society is an independent mutual Building Society, owned by its Members and run for their long-term benefit.

The Society was formed to help people and this can best be accommodated within a mutual organisation. The Society has provided a safe and secure home for its Members investments for 46 years, whilst offering competitive rates of interest.

We have over £40m of assets and a strong financial position. When the Society first set down its objectives and guiding principles, these were all focused on helping first-time buyers, many of whom were on low incomes, and to give single women and widows an equal opportunity to buy their own home. In the 1960's this was virtually unheard of. The Society maintains sufficient reserves to safeguard Members' funds and reflect its financial strength.

Savings

A principal objective is to provide competitive savings and investment products which offer excellent value for Members. Accounts include ones which give Members an opportunity to support worthy causes.

Mortgages

CBS strives to help all prospective Borrowers to buy a home of their own, including those who find it difficult to obtain mortgage facilities elsewhere.

CBS believe that mutuality continues to bring benefits because:

It gives them an ability to pay and charge competitive interest rates as they have no dividends to distribute to external shareholders.
They are able to concentrate on the needs of their Members and not be distracted by short-term pressures from the City.
They offer a personal service based on a thorough understanding of their Members' needs

Ethics - Where does the Catholic Building Society stand?

Mutuality They provide a good and fair market return to investors while helping people into home ownership	They offer a wide range of products, providing a safe home for our investor's funds and paying a good and fair market return They provide a variety of competitive mortgage products
Excellent personal service They take advantage of mutuality and independence to provide exceptional levels of personal service	They offer a personal service based on a thorough understanding of our Member's needs They are careful to treat customers fairly at all times They are careful to inform their customers fully about their products, aiming at full transparency They pay special attention to avoid putting borrowers in financial difficulty through excessive mortgage commitments They work to make excellent personal service an integral part of their culture, celebrating good examples They continually evaluate their service to make sure that they are meeting the standards they set for themselves.
A special concern for the disadvantaged They give special attention to people experiencing difficulties in the housing market	Based on personal attention to applicants, they try to ensure that a proportion of their lending is to lower-income borrowers finding it difficult to obtain mortgages elsewhere They give financial support to a number of charities involved with housing, seeking confirmation that the money is well used. They enable their customers to support selected charities involved with housing and homelessness They seek to have a wider influence on the housing market.
Building a capacity to serve As the foundation for a personal service to others, they develop themselves individually and as a team.	They help their colleagues develop their skills and competencies. They strengthen their capacity for team working. They safeguard their own work/life balance and help their colleagues maintain their own. They strive to make everyone’s work as fulfilling and enjoyable as possible. They seek to embody appropriate standards of behaviour both inside and outside the office.
High professional standards They work to high professional standards, fully meeting official requirements.	We take a principles-based approach to our activity, following the approach of our regulatory body, the FSA. We operate with integrity in our dealings with all our stakeholders.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Profit With Principle may charge a fee for the giving of mortgage advice that is normally £250 payable on completion of the loan.

Current Product Offers

For up to date details on the Society's current products and services, please visit their website - http://www.catholicbs.co.uk/

Further Information

If you would like further information of Catholic Building Society products, please call 020 7222 6736.

Or visit the website
http://www.catholicbs.co.uk/

or email info@catholicbs.co.uk

Please remember to state that you were made aware of this investment option through Profit with Principle's website.

Profit with Principle -
Independent Financial Advisers who specialise in Ethical Investment.
We make recommendations from the whole of the market.

Profit With Principle Ltd is an appointed representative of Interdependence Ltd which is authorised and regulated by the Financial Services Authority. Profit With Principle Ltd is registered in England & Wales No 4371720

Interdependence Limited is entered on the FSA register (www.fsa.gov.uk/register) under reference 149826

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Profit with Principle and the Catholic Building Society

History and Background of the Catholic Building Society

Savings

Mortgages

Ethics - Where does the Catholic Building Society stand?

Mutuality

Excellent personal service

A special concern for the disadvantaged

Building a capacity to serve

High professional standards

Current Product Offers